A useful retirement principle is to avoid withdrawing all your savings before the remaining balance has had a chance to continue earning returns.

Under i-Emas, EPF members reaching the ages of 55 and 60 can opt to make monthly withdrawals, while the remaining balance continues to earn dividends.

The approach allows members to draw on part of their savings while keeping the rest invested. Even in retirement, your money can continue working for you.

Budget 2027：i-Emas为EPF会员提供每月提取退休储蓄的选择

退休理财有一项实用原则：不要在剩余储蓄还可以继续赚取收益之前，就把所有资金提取出来。

根据i-Emas，年满55岁及60岁的EPF会员可选择每月提取款项，同时让账户中的剩余余额继续赚取股息。

这种方式让会员可以提取部分储蓄，同时保留其余资金继续投资。即使退休后，储蓄也可以继续为您带来收益。