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Licensed Digital Bank – Minimum Amount of Capital Funds or Surplus of Assets over Liabilities

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1. The Financial Services (Minimum Amount of Capital Funds or Surplus of Assets over Liabilities) (Licensed Person) (Amendment) Order 2022 [P.U. (A) 58] was gazetted on March 17, 2022, by the Minister, in the exercise of the powers conferred by subsection 12(1) of the Financial Services Act 2013 [Act 758].

👉 The Order will come into effect on March 21, 2022.

2. As a result, the Financial Services (Minimum Amount of Capital Funds or Surplus of Assets over Liabilities) (Licensed Persons) Order 2013 [P.U.(A) 199/2013] has been amended to stipulate that the minimum capital funds for a licenced digital bank shall be RM100 million during the foundational phase and RM300 million after the foundational phase.

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1. 2022年金融服务(资本资金或资产超过负债的最低数额)(持牌人)(修订)指令 [P.U. (A) 58] 于2022年3月17日由部长行使《2013年金融服务法令》[法案758] 第12(1)款所赋予的权力而在宪报上颁布。

👉 此指令将于2022年3月21日开始生效。

2. 因此,2013年金融服务(资本资金或资产超过负债的最低数额)(持牌人)指令 [P.U.(A) 199/2013] 已被修订,规定持牌数码银行的最低资本资金在创始阶段应为 1 亿令吉,在创始阶段之后为 3 亿令吉。

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